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NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our and us mean Liberty
Savings Bank, F.S.B., Consumers First Choice and Liberty Centre Bancorp,
Inc.
This is our privacy notice
for our customers. When we use the words "you" and
"your" we mean the following types of customers:
- All or our consumer customers
who have a continuing relationship with us, such as:
- Deposit account
- Loan Account
- Individual Retirement Account where we act as custodian or trustee
We will tell you the sources
for nonpublic personal information we collect on our customers. We will
tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal
information means information about you that we collect in connection with
providing a financial product or service to you. Nonpublic personal
information does not include information that is available from public
sources, such as telephone directories or government records.
An affiliate is a company we
own or control, a company that owns or controls us, or a company that is
owned or controlled by the same company that owns or controls us. Ownership
does not mean complete ownership, but means owning enough to have control.
A non affiliated third party
is a company that is not an affiliate of ours.
THE INFORMATION THAT WE
COLLECT
We collect nonpublic
personal information about you from the following sources:
- Information we receive
from you on applications or other forms
- Information about your transactions with us
- Information about your transactions with our affiliates
- Information about your transactions with non affiliated third parties
- Information from a consumer reporting agency
INFORMATION WE DISCLOSE
ABOUT YOU
We do NOT disclose any
nonpublic personal information about you to anyone, except as permitted by
law.
We may share nonpublic personal
information about you with non affiliated parties, solely so that they may
help us in our marketing efforts.
THE CONFIDENTIALITY,
SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to
nonpublic personal information about you to those employees who need to
know that information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with federal
standards to guard your nonpublic personal information.
NONPUBLIC PERSONAL
INFORMATION AND FORMER CUSTOMERS
We do not
disclose nonpublic personal information about former customers, except as
permitted by law.
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